Why Choose an Annuity?

A Single Deferred Annuity is a "serious money" plan that can be the cornerstone of your financial security. It provides tax-deferred interest accumulation, guaranteed annuity income rates, and freedom from probate -- all in one flexible package.

Competitive Tax-Deferred Interest

No Sales Charges

Maturity Date

This is the date on which we begin to make annuity payments to you, based on your policy's annuity value.

Withdrawals Prior to Maturity Date

Prior to the maturity date, you may withdraw all or part of the value of your annuity. You may make partial withdrawals, provided they are for not less than $250 and the remaining annuity value will not be less than $2,000. This provision gives you the freedom to obtain the cash you need for financial opportunities or emergencies.

Check Book Access

Market Value Adjustment (MVA)

The MVA can be a positive or negative adjustment to the annuity value and will never exceed 25 percent. The MVA formula is in the annuity contract.

Hospital/Convalescent Care Facility Benefit

Tax Considerations

Income tax on the interest credited prior to the maturity date is deferred as long as the interest is left in the annuity.

You have worked hard for your money.
Now let your money work hard for you.